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Generation Z, Prepare for Retirement Fund Sticker Shock | Smart Change: Personal Finance

(Kailey Hagen) Generation Z — those born between 1997 and 2012 — are the newest workers on the scene and, despite the pandemic, inflation, and everything else we’ve gone through in the last few years, they remain optimistic about their futures. Their average estimated retirement age is 63.6, according to a recent BlackRock survey. That’s …

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Here’s Exactly How to Optimize for the $4,194 Social Security Monthly Max | Smart Change: Personal Finance

(Kailey Hagen) A $4,194 monthly Social Security check could help you finance a pretty comfortable retirement, especially if you have personal savings too. But few people manage to pull this off. If you’re up for the challenge, here are the three steps you need to take to lock in the maximum Social Security benefit. Step …

Here’s Exactly How to Optimize for the $4,194 Social Security Monthly Max | Smart Change: Personal Finance Read More »

Regret Claiming Social Security Early? It’s Not Too Late to Fix That | Smart Change: Personal Finance

(Kailey Hagen) Choosing the right Social Security claiming age is crucial to maximizing your lifetime benefits. Wait too long, and you could miss out on Social Security altogether. Sign up too early, and you could cost yourself tens or even hundreds of thousands of dollars over your lifetime. It’s pretty easy to sign up for …

Regret Claiming Social Security Early? It’s Not Too Late to Fix That | Smart Change: Personal Finance Read More »

Will Your Social Security Benefit Increase at Your Full Retirement Age? | Personal finance

(Kailey Hagen) Social Security is a cornerstone of most Americans’ retirement plans, yet a lot of people are still confused about how it works. One potentially dangerous misconception is that your Social Security checks increase once you reach your full retirement age (FRA). This might happen for some people, but it’s not something every senior …

Will Your Social Security Benefit Increase at Your Full Retirement Age? | Personal finance Read More »

Will Your Social Security Benefit Increase at Your Full Retirement Age? | Smart Change: Personal Finance

(Kailey Hagen) Social Security is a cornerstone of most Americans’ retirement plans, yet a lot of people are still confused about how it works. One potentially dangerous misconception is that your Social Security checks increase once you reach your full retirement age (FRA). This might happen for some people, but it’s not something every senior …

Will Your Social Security Benefit Increase at Your Full Retirement Age? | Smart Change: Personal Finance Read More »

Will Your Social Security Benefit Increase at Your Full Retirement Age? | Smart Change: Personal Finance

(Kailey Hagen) Social Security is a cornerstone of most Americans’ retirement plans, yet a lot of people are still confused about how it works. One potentially dangerous misconception is that your Social Security checks increase once you reach your full retirement age (FRA). This might happen for some people, but it’s not something every senior …

Will Your Social Security Benefit Increase at Your Full Retirement Age? | Smart Change: Personal Finance Read More »

3 Great Reasons to Take Social Security Benefits at 62 | Smart Change: Personal Finance

(Kailey Hagen) Signing up for Social Security at 62 means more years of checks, but there’s one drawback: The checks you receive at 62 are smaller than the ones you’d get if you delayed benefits. Some people choose to delay until they reach 70 to get the largest checks possible, but this isn’t the best …

3 Great Reasons to Take Social Security Benefits at 62 | Smart Change: Personal Finance Read More »

Will Your Social Security Benefit Increase at Your Full Retirement Age? | Smart Change: Personal Finance

(Kailey Hagen) Social Security is a cornerstone of most Americans’ retirement plans, yet a lot of people are still confused about how it works. One potentially dangerous misconception is that your Social Security checks increase once you reach your full retirement age (FRA). This might happen for some people, but it’s not something every senior …

Will Your Social Security Benefit Increase at Your Full Retirement Age? | Smart Change: Personal Finance Read More »

Will Your Social Security Benefit Increase at Your Full Retirement Age? | Smart Change: Personal Finance

(Kailey Hagen) Social Security is a cornerstone of most Americans’ retirement plans, yet a lot of people are still confused about how it works. One potentially dangerous misconception is that your Social Security checks increase once you reach your full retirement age (FRA). This might happen for some people, but it’s not something every senior …

Will Your Social Security Benefit Increase at Your Full Retirement Age? | Smart Change: Personal Finance Read More »

3 Great Reasons to Take Social Security Benefits at 62 | Smart Change: Personal Finance

(Kailey Hagen) Signing up for Social Security at 62 means more years of checks, but there’s one drawback: The checks you receive at 62 are smaller than the ones you’d get if you delayed benefits. Some people choose to delay until they reach 70 to get the largest checks possible, but this isn’t the best …

3 Great Reasons to Take Social Security Benefits at 62 | Smart Change: Personal Finance Read More »