Personal finance

Americans may be expecting the proverbial “rainy day” as the Federal Reserve continues its aggressive rate hikes intended to slow the economy – but they aren’t exactly planning accordingly. Personal income rose 0.7 percent in October compared to September, according to new estimates from the Bureau of Economic Analysis. Most of those gains flowed right …

A ‘dismal’ personal savings rate could mean trouble as the economy slows Read More »

Become a personal finance expert Subscribe to our thrice-weekly personal finance newsletter that makes you smarter about your money. Digging into money maneuvers that feel sus. Credit cards can provide a lot of perks with every swipe—like zero-liability fraud protection, cash back, and travel points. These benefits are even available on certain cards with no …

Is credit card protection insurance worth it? Read More »

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Check out the mortgage rates for …

Today’s 30-year mortgage rates fell to 6% | Dec. 6, 2022 Read More »

Slate Plus members get more advice from Lillian every week. Have a question? Send it to Lillian, Athena, and Elizabeth here. (It’s anonymous!) Dear Pay Dirt, My ex and I divorced four years ago. She got remarried to a guy with two kids six months later. It has been very difficult, especially for our daughter …

My ex won’t let me gift our daughter a car for a selfish reason Read More »

Image source: Getty Images It often comes with enough practice. Key points Being successful as a freelancer often means having to juggle a lot. Learning to do that well has allowed me to boost my income. Becoming adept at time management has improved my earnings significantly. As a full-time working parent, I like to say …

This One Skill Helps Me Earn More Money as a Freelancer Read More »

Image source: Getty Images A few simple moves could take some of that pressure off. Key points The holidays can be an expensive time and put a strain on people’s finances. There are steps you can take to spend less on holiday gifts and take some of the stress off your salary, including getting started …

Stressed Out Over Holiday Shopping? 5 Ways to Make It Easier and More Affordable Read More »